Financials Banque Saudi Fransi

Equities

1050

SA0007879782

Banks

Market Closed - Saudi Arabian S.E. 08:20:04 2024-05-30 am EDT 5-day change 1st Jan Change
33.5 SAR -0.59% Intraday chart for Banque Saudi Fransi -2.76% -16.25%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 45,453 37,898 56,681 48,700 47,928 40,093 - -
Enterprise Value (EV) 1 45,453 37,898 56,681 48,700 47,928 40,093 40,093 40,093
P/E ratio 14.6 x 25.5 x 17.5 x 14.6 x 12 x 8.99 x 8.23 x 7.75 x
Yield 5.28% 1.27% 3.17% 4.06% 4.88% 6.13% 6.51% 6.82%
Capitalization / Revenue 6.61 x 5.38 x 7.89 x 6.07 x 5.14 x 4.2 x 3.93 x 3.69 x
EV / Revenue 6.61 x 5.38 x 7.89 x 6.07 x 5.14 x 4.2 x 3.93 x 3.69 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.38 x 0.98 x 1.43 x 1.26 x 1.17 x 1.06 x 1 x 0.95 x
Nbr of stocks (in thousands) 1,199,300 1,199,300 1,199,600 1,199,500 1,198,200 1,196,800 - -
Reference price 2 37.90 31.60 47.25 40.60 40.00 33.50 33.50 33.50
Announcement Date 2/5/20 2/15/21 2/7/22 2/19/23 2/13/24 - - -
1SAR in Million2SAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 6,873 7,045 7,188 8,017 9,324 9,542 10,206 10,858
EBITDA - - - - - - - -
EBIT 1 4,628 4,681 4,741 5,364 6,302 6,418 7,012 7,563
Operating Margin 67.33% 66.44% 65.96% 66.9% 67.59% 67.26% 68.7% 69.65%
Earnings before Tax (EBT) 1 3,619 2,010 3,837 4,004 4,708 5,141 5,426 5,788
Net income 1 3,120 1,546 3,450 3,575 4,223 4,533 4,847 5,235
Net margin 45.4% 21.95% 48% 44.59% 45.29% 47.5% 47.5% 48.22%
EPS 2 2.600 1.240 2.700 2.790 3.330 3.727 4.071 4.322
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 2.000 0.4000 1.500 1.650 1.950 2.053 2.180 2.285
Announcement Date 2/5/20 2/15/21 2/7/22 2/19/23 2/13/24 - - -
1SAR in Million2SAR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 - 1,725 1,851 1,896 2,135 2,135 2,318 2,347 2,468 2,191 2,331 2,397 2,419 2,446
EBITDA - - - - - - - - - - - - - -
EBIT - 1,104 1,247 1,248 1,457 1,412 1,606 1,624 1,734 1,345 1,558 - - -
Operating Margin - 64.03% 67.37% 65.8% 68.25% 66.13% 69.28% 69.17% 70.26% 61.39% 66.85% - - -
Earnings before Tax (EBT) - 1,168 - 928 1,057 1,044 1,200 - 1,383 931.8 1,282 - - -
Net income 1,549 993.4 875 837 960.9 902.7 1,076 1,073 1,245 827.5 1,150 - - -
Net margin - 57.59% 47.27% 44.15% 45% 42.28% 46.44% 45.73% 50.45% 37.77% 49.34% - - -
EPS - - 0.6800 - - - - - - - - - - -
Dividend per Share 2 - - - - - - - - - - - 1.000 - 1.000
Announcement Date 8/4/21 2/7/22 4/24/22 7/27/22 11/6/22 2/19/23 5/16/23 7/31/23 10/24/23 2/13/24 4/25/24 - - -
1SAR in Million2SAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.77% 4.32% 8.81% 9.12% 10.6% 11.6% 11.9% 12%
ROA (Net income/ Total Assets) 1.69% 0.83% 1.68% 1.6% 1.74% 1.71% 1.66% 1.63%
Assets 1 184,473 186,066 204,942 223,935 242,728 265,569 292,775 321,185
Book Value Per Share 2 27.50 32.20 33.10 32.30 34.30 31.50 33.50 35.40
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/5/20 2/15/21 2/7/22 2/19/23 2/13/24 - - -
1SAR in Million2SAR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
13
Last Close Price
33.5 SAR
Average target price
43.73 SAR
Spread / Average Target
+30.55%
Consensus

Quarterly revenue - Rate of surprise

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